“ANALISA PENYELESAIAAN TRANSAKSI PENAGIHAN FINTEK TANPA ADANYA JAMINAN: (COMPLETION ANALYSIS OF FINTECH BILLING TRANSACTIONS WITHOUT WARRANTY)”, Zhafir: Journal of Islamic Economics, Finance, and Banking, vol. 2, no. 1, pp. 1–14, Nov. 2023, Accessed: Oct. 07, 2025. [Online]. Available: https://jurnalsains.id/index.php/zhafir/article/view/81